Us vs our Competition

Protec Merchant Solutions offers the very best in pricing, service, and technology in the entire industry. We guarantee to beat any of our competitors offer by a minimum of 20% or we will pay you $500! Our customer service is 24 hours a day 7 days a week so if there is ever a question or problem there is always somebody to help.

Here at Protec we believe in absolute clarity when it comes to rates and fees being charged to our clients. Common fees charged by our competitors include Applicaiton Fees, Set-Up Fees, and Closing Fees. We view this as simply poor business practices and do not engage in any of them. Below are some examples of what separates us from our competition.

Services Competition Us
Merchant Account
Application Fee
$95-$250 Free
Setup Fee $100 Non-Refundable Free
Technical Support 9-5 Monday-Friday 24/7
Equipment Programming
and Shipping
$50 Fee Free
Average Approval Time 1 - 2 weeks 24-48 Hours
Credit Card Terminal $200 - $750 Free
Debit Discount Rate
1.95% .95%*
Retail Discount Rate
(Face-to-Face Sales)
1.95% 1.79%*
Internet/Mail/Phone Order
Discount Rate
2.95% 1.99%**
Transaction Fee $.25-$.50 cents per transaction $ .10 cents per
Statement Fees $12-$20 per month $9.95 per month
Customer Service Outsourced English

*Applies to Visa/MC qualified swiped check cards.

**Applies to Visa/MC qualified keyed check cards.


I switched over to Protec last year and saved over $5,000 in processing charges. I highly recommend doing business with them!

John Kromstain

Chief Operations Officer

Protec set me up with a brand new credit card terminal and very reasonable rates for my new business. I am very happy to be working with them!

Angela Haddon

Bakery Owner

My new wireless terminal is an absolute life saver. Taking payments diretly on the job site has saved me a fortune in time and aggravation. Thank you Protec!

Rich Franklin

Construction Company